Copyrights & Trademarks
Except as expressly permitted by J.H. Ferguson & Associates, LLC, no copyrighted materials or trademarks may be copied, distributed, reproduced, republished, uploaded, or retransmitted in any way without the express written consent of J.H. Ferguson & Associates, LLC or any third party that may own trademarks displayed on the site. Materials may be printed and downloaded for personal, non-commercial use, provided that the user retains the copyright notices contained on the materials. Public or commercial uses of the content on the site are not permitted without express written permission.
Any names and logos are trademarks of their respective companies. All other names and marks are those of their respective owners and are used with permission. Nothing contained on this site should be construed as in any way granting any license or right to use any trademark displayed on this website without the written permission of the respective owner of the mark.
ALL INFORMATION CONTAINED ON THIS SITE IS PROVIDED "AS IS." NO WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED ARE PROVIDED AND ANY AND ALL SUCH WARRANTIES ARE DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. THIS INCLUDES BUT IS NOT LIMITED TO WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR USE. J.H. FERGUSON & ASSOCIATES, LLC DOES NOT WARRANT OR MAKE ANY REPRESENTATION CONCERNING THE ACCURACY, RELIABILITY, TIMELINESS, OR USEFULNESS OF MATERIALS ON THE WEBSITE. J.H. FERGUSON & ASSOCIATES, LLC DOES NOT WARRANT THAT FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED AND ERROR-FREE, OR THAT THIS WEBSITE OR ITS SERVER WILL BE VIRUS-FREE. THE USER ASSUMES THE ENTIRE COST OF ANY AND ALL DAMAGES AND J.H. FERGUSON & ASSOCIATES, LLC ASSUMES NO RESPONSIBILITY OR LIABILITY FOR DAMAGES TO ANY COMPUTER, INCLUDING VIRUSES, AS A RESULT OF THE USE OF, ACCESS TO, OR INABILITY TO ACCESS THIS WEBSITE, INCLUDING SERVICING, REPAIR OR CORRECTION. J.H. Ferguson & Associates, LLC makes no warranties and disclaims any responsibility for any materials, information or activities that may be found on any linked sites.
Limitation of Liability
Although every reasonable effort is put forth to update and maintain the accuracy of the information on this site, the possibility does exist that inaccuracies and omissions may occur. Reliance upon any information contained on this site is at the user’s own risk. Under no circumstances, including negligence, will J.H. Ferguson & Associates, LLC be held liable for any direct, indirect, incidental, consequential, or punitive damages resulting from the reliance on, use of, or the inability to use any information contained on this or any linked sites. In addition, any persons or entities that unlawfully access this site or distribute materials from this site shall be responsible for any and all damages and liable for indemnification of any losses caused by the illegal or unauthorized use.
J.H. Ferguson & Associates, LLC does not represent that the information on this site is appropriate or available for use in all locations. Those accessing this site do so on their own initiative and are responsible for compliance with all applicable laws. The applicable laws of the Commonwealth of Pennsylvania shall govern any and all disputes arising from the use of, or reliance upon information contained on this website.
Appropriate reciprocal links to the website are welcomed without permission. Any provided links are not endorsements and J.H. Ferguson & Associates, LLC accepts no responsibility for the content or activities of any other linked sites. Inquiries concerning trademarks, service marks, copyrights, or websites should be directed to Global Indemnity Group, Attention: Legal Department, Three Bala Plaza, East, Suite 300, Bala Cynwyd, PA 19004.
We are required to protect our customers’ nonpublic personal financial information. We collect your nonpublic personal financial information from the following sources:
Information obtained from you, including information from your application, such as name, address, telephone number, Social Security number, assets, and income.
Information about transactions and experiences, such as your premium payment and claims history.
Information from a consumer-reporting agency, such as your credit history.
WE DO NOT DISCLOSE THE NONPUBLIC PERSONAL FINANCIAL INFORMATION OF OUR CUSTOMERS OR FORMER CUSTOMERS, EXCEPT AS PERMITTED OR REQUIRED BY LAW. WE RESERVE THE RIGHT, HOWEVER, TO CHANGE THIS POLICY AT ANY TIME. SHOULD THIS POLICY CHANGE WE WILL GIVE AFFECTED CUSTOMERS AN OPPORTUNITY TO DIRECT THAT THEIR NONPUBLIC PERSONAL FINANCIAL INFORMATION NOT BE DISCLOSED.
We maintain electronic, physical and procedural safeguards that comply with federal regulations to protect your nonpublic personal financial information. We limit access to your nonpublic personal financial information to those employees who need to know that information to perform their job responsibilities.
We may disclose nonpublic personal financial information of former customers to affiliated and nonaffiliated third parties as permitted by law.